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File #: ID#25-1083    Version: 1 Name: Approve changes to pension investment policy
Type: Action Item Status: Agenda Ready
File created: 10/14/2025 In control: Pension Trustees
On agenda: 11/3/2025 Final action:
Title: Approve changes to the City of Clearwater Employees' Pension Fund Statement of Investment Objectives and Guidelines (Investment Policy) to update the fund's investment benchmark index, to adjust the minimum allocation to fixed income, and other minor changes as recommended by the Plan's Investment Committee.
Attachments: 1. Redlined - proposed Pension Inv Policy as of 10-14-2025, 2. Clean version - proposed Pension Investment Policy as of 10-14-2025
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SUBJECT/RECOMMENDATION:

Title

Approve changes to the City of Clearwater Employees’ Pension Fund Statement of Investment Objectives and Guidelines (Investment Policy) to update the fund’s investment benchmark index, to adjust the minimum allocation to fixed income, and other minor changes as recommended by the Plan’s Investment Committee.

Body

SUMMARY: 

The Pension Plan’s investment policy was last revised in December of 2023. The policy was recently reviewed by the Plan’s Investment Committee for recommended revisions as proposed below:

                     The Plan’s custom benchmark for performance measurement was updated to more accurately reflect the Plan’s asset allocations.

 

                     The minimum allocation to domestic fixed income was reduced from 25% to 20% due to the Plan’s diversification into real estate and infrastructure, and to decrease the potential for noncompliance due to volatility in the stock market and related allocations to equities.

 

                     Minor change to eliminate a position on the committee (Finance Debt Manager) due to elimination of the position.

 

                     Minor change to “Investment Return Objectives” to revise “materially above average” to a more specific “50th percentile or above over a five-year period”.

 

                     Various other minor wordsmithing changes

 

 

APPROPRIATION CODE AND AMOUNT:

    N/A

 

STRATEGIC PRIORITY:

                                                                                                                                                                                                         

Attract and retain top-quality personnel through the maintenance of a competitive compensation and benefits program.